There is nothing more frustrating or embarrassing than going to a store, waiting in line, and then having problems with your credit card.  Irrespective of whether or not there is problems with your account, people just look at you like some sort of criminal and you feel ashamed when your credit card transaction doesn’t go through.

I recently had that experience at a store where I bought a few hundred dollars worth of groceries.  It took awhile to get to the front of the line, and when I went to pay, the terminal said credit card processing error.

All I could think is “Great, now what”.  I had to leave my food and go phone the credit card company.  When I talked to the friendly customer service representative, I was told that it was just a glitch with the system and that everything would be fine the next time I used it.

Though it did work after that, it is hard sometimes to deal with the embarrassment that goes along with having problems with your credit card - but I guess that is life, right?